Currency

Silver
Silver is the base currency in Black Desert Online.

Silver may be exchanged for various goods from vendors or through the marketplace, though it cannot be traded between players. You may also exchange 100,000 Silver coins for 1 Gold Ingot through storage NPCs.

Silver coins, just like items, contribute to a players carry weight.

Guild funds within the world of Black Desert Online consist entirely of silver.

Gold
Gold ingots are used as a means to consolidate excess Silver coins.

You may deposit Gold ingots at an investment bank to receive interest daily.

Pearls
Pearls are the primary currency used in the Cash Shop, and may be obtained after exchanging Daum Cash.

Loyalties
Loyalties are a rewards program currency given to players as a 'thank you' for continuing to log in day to day.

These points may be spent in the Cash Shop under the Loyalties section for various prizes, many of which are also available for Pearls.